原文：Firstly, it is important to properly plan your budget. Secondly, prioritize your expenses and focus on necessities before luxuries. Lastly, make sure to save a portion of your income for future emergencies.

重新描述：Effective budget planning starts with careful consideration of your expenditure. It is crucial to prioritize necessities over luxuries and allocate your finances accordingly. Additionally, setting aside a portion of your income for future emergencies is essential in ensuring long-term financial stability.